Last Update: December 11th, 2022

 

This Privacy Policy (“Policy”) explains how FHARateGuide.com (“we,” “us,” or “our”) collects, uses, discloses, and protects the personal information obtained from users (“you” or “your”) of our website, which provides automated notifications regarding Federal Housing Administration programs and guidelines. We are committed to safeguarding your privacy and ensuring the security of your personal information. By accessing or using our website, you agree to the terms of this Policy.

 

Information We Collect

 

  1. Personal Information: In order to provide our automated notification services, we may collect personal information from you, such as your name, email address, phone number, and any other information you provide when using our website.
  2. FHA Program Notifications: When you use our program, we may collect your responses or information that is relevant to your notification preferences and message frequency.
  3. Usage Data: We may collect information about your interactions with our website, such as your IP address, browser type, referring/exit pages, and timestamps. This information is collected automatically through cookies and similar technologies.

 

How We Use Your Information

 

  1. Provision of Services: We will utilize the personal information and other details you provide to enable the notification program.
  2. Communication: We may use your contact information to send you important updates, notifications, and information related to our services. We may also use your information to respond to your inquiries, provide customer support, and deliver personalized content.
  3. Improving Our Services: We analyze the usage data we collect to understand and enhance the functionality and performance of our website. This helps us improve our services, customize your experience, and provide you with relevant recommendations and suggestions.

 

Data Sharing and Disclosure

 

  1. Service Providers: We may engage third-party service providers who assist us in operating our website, providing our services, and managing our notification program. These service providers are obligated to protect your information and can only use it for the specified purposes.
  2. Legal Compliance: We may disclose your personal information if required to do so by law, regulation, or legal process, or if we believe that such disclosure is necessary to protect our rights, prevent fraud, investigate potential violations, or ensure the safety of our users.
  3. Consent: We may share your personal information with your consent or as otherwise directed by you.
  4. Non-Disclosure: Subscriber information will not be shared or sold to 3rd parties/affiliates for their direct marketing and promotional purposes. No mobile information will be shared or sold to third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

       

Data Security

 

We implement stringent security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, please note that no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

 

Your Choices and Rights

 

  1. Opt-Out: You may choose to opt-out of receiving FHA Program Notifications from us by following the instructions in our emails or text messages or contacting us directly at [email protected].
  2. Data Retention: We retain your personal information for as long as necessary to fulfill the purposes outlined in this Policy unless a longer retention period is required or permitted by law.

 

Changes to this Policy

 

We may update this Policy from time to time, and any changes will be posted on our website with the revised effective date. We encourage you to review this Policy periodically to stay informed about how we collect, use, and protect your information.

 

Contact Us

 

If you have any questions, concerns, or requests regarding this Privacy Policy or our practices, please contact us at [email protected]. We will do our best to address your inquiries and resolve any issues in a timely manner.

 

By using our website and services, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your personal information as described herein.

 

FHARateGuide.com

[email protected]

5717 Legacy Drive, Suite 250

Plano, TX 75024

 

© 2023 FHARateGuide, All Rights Reserved.